Personal Injury compensation is for your pain, suffering and loss of amenity following an accident. ‘Loss of amenity' could occur if you are unable to follow a hobby as a result of the injury or are prevented from doing your regular daily tasks. You may also be able to claim additional compensation for being at a disadvantage in the job market as a result of your injury or, possibly, the fact that you can no longer continue in certain chosen careers eg. Fire Service.

These could include:

• Repairs to your vehicle
• Write-off value of your vehicle
• Reduction in value of your vehicle following repair
• Recovery and storage of your vehicle
• Car hire
• Policy excess
• Damaged property in your vehicle
• Compensation for loss of use and inconvenience whilst your vehicle is ‘off the road'
• Travel expenses
• Loss of earnings (past & future)
• Telephone and postage costs
• Cost of care
• Medical expenses (inc. private treatment)